Maksim Topchilo
25policy 001-169-215235/26 · expat EXP-003739 · Tbilisi, Georgia
Approvedstep 4 of 9
Exclusions
step 4 of 9 · exclusions_check · 0:25 · has_exclusions: false · this step writes no status field
Approved
Waiting period, policy validity, territory, and which risk each item falls under.
Eligibility gates
Waiting period — PASS27 days against 5gate 1
27 days between purchase on 28 Jun and the incident on 25 Jul, against 5 required. Counted from the purchase date, per the canonical rule.
Policy active — YESactive at the incidentgate 2
The incident falls inside cover. Incident 2026-07-25, cover 2026-06-29 → 2026-07-29.
Territory — INSIDEGeorgia · llmgate 3
Georgia is not among the excluded territories: the description excludes the country of residence and Russia only. Decided by the model from the free-text description — the structured country list is empty.
Worldwide except the country of residence and the Russian Federation
→ Phase 0, item 7: territory_countries[] not yet delivered
Exclusions tested
Item 1
NOT_EXCLUDED medical_expenses · source risks · no finding
Item 2
NOT_EXCLUDED medical_expenses · source risks · no finding
Risk matching
Item 1
NOT_EXCLUDED→medical_expenses· source risks· no conditional exclusion triggered
Item 2
NOT_EXCLUDED→medical_expenses· source risks· no conditional exclusion triggered
Catalogues consulted
General
exclusions_general.yaml · 14.5 KB · tenant Tripinsurance
Conditional
exclusions_conditional.yaml · 8.2 KB
No flag was raised at this step — exclusions_check was written and the run continued.